Pricing
Five tiers. The ledger is on all of them.
Free is really free — 5 groups and 50 passbooks cost nothing, forever, no card. Custom is quoted, not listed, and we’ll tell you why.
FREEBIE
₵0forever
For one collector starting out. No card, no contract.
5 groups · 10 savings plans50 passbooks · 50 loans · 100 SMS/monthUnlimited offline depositsMember portalDouble-entry ledger
Start freeSTARTER
₵90/month
For a collector who has outgrown the free plan.
10 groups · 100 savings plans200 passbooks · 200 loans · 600 SMS/monthMoMo collection prompts30-day free trialDouble-entry ledger
Start freePROFESSIONAL
₵170/month
For a growing collection business.
30 groups · 200 savings plans200 passbooks · 200 loans · 1,500 SMS/monthBulk import30-day free trialDouble-entry ledger
Start freeENTERPRISE
₵350/month
For organisations with staff and structure.
50 groups · 500 savings plans500 passbooks · 500 loans · 2,200 SMS/monthMultiple staff with role permissions & audit log30-day free trialDouble-entry ledger
Start freeCUSTOM
Customquoted
For licensed lenders. Branches, staff and volume change the shape of the work — so we quote it.
Lending, PAR & provisioningMaker-checker dual controlYour own WhatsApp number & white-labelUnlimited branchesDouble-entry ledger
Book a demoThe double-entry ledger appears on all five tiers. A savings business without one is a tracker, and we will not ship that.
The awkward questions, answered directly.
Is free really free?
Yes. 5 groups and 50 passbooks cost nothing, forever. No card, no trial clock, no sales call. It exists for the collector starting out alone.Is there a free trial on the paid tiers?
Yes. Starter, Professional and Enterprise each come with a 30-day trial before billing starts. Freebie has no trial clock because it never expires.What happens when I outgrow a limit?
You’ll see it coming — quotas are visible in the console — and upgrading moves nothing. Same system, same ledger, same records.Can I buy more SMS?
Yes. SMS comes in credit bundles with a custom sender name, and the system warns you before you run low.Will you help me move my records?
Yes. Bulk import handles member lists and balances, and there is a migration service for bringing an existing book across. “I already have 400 members on paper” is the objection we hear most — it’s solved. See how migration worksWhy does Custom have no price?
Because branches, staff and volume change the shape of the work. A two-branch lender and a twelve-branch lender are not the same customer, and pretending otherwise produces a number that is wrong for both. Book a demo and we’ll quote it.Start free, or see it against your own book.
Both routes are real. Neither is the consolation prize.