Products · Accounting
A double-entry ledger, with a trial balance.
A double-entry ledger under every plan, a configurable chart of accounts, and a trial balance that ties out — the artefact an accountant cannot be fooled by.
The opportunity
A savings business that only tracks balances has nothing to show an accountant or a regulator when they ask where a figure came from.
SusuPaa posts every movement as a balanced double-entry, so any figure traces back to the postings that made it.
Why organisations choose Accounting
Double-entry under everything
Every deposit, payout, fee, interest line, loan event and commission posts as balanced journal entries.
A chart of accounts you can read
Assets, liabilities, equity, revenue and expenses, mapped to the GCSCA return lines and Bank of Ghana categories.
Drill down to the posting
Any figure on any report opens into the journal entries behind it.
A trial balance that ties
Debits equal credits, every time you open it. It's the oldest proof in the book.
The ledger
Every figure, traceable to its postings. Journal entries are dimensioned by member, group, slot, plan, passbook and branch.
SusuPaa keeps a real double-entry ledger. Each transaction has a type: deposit, payout, fee, interest, loan disbursement, repayment, provision or commission. It posts balanced debits and credits at four decimal places. A booked-at date is separate from the created-at time, so you can backdate correctly and still know when the entry was actually made.
Chart of accounts
Customer liability, funds receivable, cash on hand, agent cash, loans receivable, commission revenue, and more. The codes are yours to extend.
Journal drill-down
Click a balance and read the entries that made it.
Dimensions
Report by branch, by agent, by product or by member without a second system.
Reports
The report set an accountant expects.
Trial balance, collections and revenue by product, member balances, agent cash and commission by branch, and the documents members need. Each report is generated from your books at the moment you open it.
Trial balance
Total debits, total credits and a status line that says whether they tie.
Collections and revenue
Deposits, payouts, commissions and revenue for any period, by product.
Regulatory lines
Accounts map to GCSCA monthly-return lines and Bank of Ghana supervisory categories. Returns are assembled straight from the books.
Settlement and custody
The money settles to you. The record stays here.
Collections taken online sit with the licensed provider until they settle to your own bank or mobile money account. SusuPaa records what is receivable, what has settled, and what you still owe members.
Provider balances
The dashboard breaks down what is with the provider, with agents, and in the bank.
Settlements
Settle to your own settlement account, OTP-protected, with every settlement recorded.
Receipts and statements
Every deposit carries a receipt. Every account carries a statement.
Everything in the box
From every posting to every report.
- 01Double-entry ledger
- Recorded twice, debit and credit.
- 02Chart of accounts
- Configurable per institution.
- 03Journal drill-down
- Click through to the postings.
- 04Trial balance
- Ties out, every time.
- 05Settlements and provider balances
- Matched to your settlement.
- 06The full report set
- CSV and PDF exports.
Works with
FAQ
Questions people ask about accounting
Is double-entry accounting on the free tier?
Yes, on every tier, including the free one.
Can my accountant export the books?
Yes. Trial balance, journals and reports export for any period.
What happens if debits and credits don't tie?
The trial balance shows it immediately. You'll know before it reaches a report.