For susu collectors
Put your collection book on your phone.
You are the record, the cash, the relationship and the risk. SusuPaa carries the record so a lost notebook never again means a lost year.
What is going wrong today
The notebook is the system, and the system is fragile.
One copy of the record
Lose it, soak it, or leave it at home and every dispute becomes your word against a member’s.
Chasing the same defaulters
By phone, one at a time, every week. Hours that should go to members who do pay.
Cash that ties to nothing
Money moves from pocket to bank to balances with nothing connecting the three at day’s end.
Members taking your word for it
A member who cannot see their own balance has to trust you. Some won’t.
Why SusuPaa
Built for the round. A collector works standing up, in the market, on a phone. Everything about SusuPaa's field side starts there.
Works without signal
A dead zone in the market doesn't stop the day. Your book is never more than one sync behind.
The member holds a copy
Every member sees their own balance and history in the portal. Disputes end because both sides read the same page.
Withdrawals need your approval
A member asks to withdraw. You approve it. Only then does the money move.
What you get
Six things it does from day one.
- 01Record with no signal
- Record a payment with no network. It queues on the phone and posts on the next sync.
- 02My day
- The round, in order: who to visit, who has paid, who is behind.
- 03MoMo prompt
- Push a payment prompt to a member’s phone on MTN, Telecel or AirtelTigo.
- 04Automatic reminders
- WhatsApp and SMS chase the defaulters so you don’t have to.
- 05A passbook members can check
- Each member gets a running balance and a full history, on their own phone.
- 06End-of-day cash position
- What you collected against what you banked, tied out before you sleep.
Products
What this audience runs on.
Passbooks
Cycles, fee modes and page tracking — with an approval flow on every withdrawal, because it’s other people’s money.
Member portal
Pay by mobile money, verify a Ghana Card, apply for a loan, withdraw, download statements — a member’s whole relationship, self-served.
Group susu
Slot assignment, payout tracking and reminders handled by the system — including open groups your members can discover and join by link.
Loyalty
Bronze to Diamond tiers earned on paying on time. Points rules you control, with a leaderboard members can see.
Illustrative scenario · not a customer
A collector with two hundred members moves off paper.
This is a composite drawn from how the platform gets used. The figures on this page are illustrative.
Challenge
The round covers three markets. The book lives in a bag, the cash lives in a pocket until the bank, and end-of-day is done from memory. A member who disputes a balance has to be taken on trust, and two members who moved away simply stopped answering calls.
Solution
Each member becomes a passbook with a running balance and a portal login. Collections are recorded on the phone, with or without signal, and the day's cash position ties to the bank slip at night. Reminders go out from the system. The loyalty tier makes on-time paying visible to the member. A member who wants to check a balance opens the portal. No call needed.
Products