Products · Lending

The full loan lifecycle, on the ledger.

Application to approval to disbursement to repayment to settlement or write-off — each state with its own permission and its own audit entry.

The full loan lifecycle, on the ledger.

Capabilities

From application to write-off, nothing off the books.

01

Flat or reducing balance

Weekly or monthly tenor and repayment frequency, per product.
02

Collateral, tracked

Savings-secured liens, plus land, vehicles, equipment, inventory and guarantors — pledged through claimed to liquidated.
03

PAR by ageing bucket

Portfolio at risk on demand, not at month end.
04

Provisioning runs

Configurable rates by age bucket, posting to the ledger.
05

Automated arrears

Overdue instalments flagged nightly, late fees applied, due-soon SMS sent — without anyone opening a file.
06

Member self-application

Members apply and track their loan from the portal.

See your own loan book running in it.

Bring it to the demo. You’ll leave knowing what migration involves.